প্রকাশ: 04/09/2023
December
1998. A small news article on the inner pages of a daily newspaper - 'A farmer
commits suicide after failing to repay loans from Grameen Bank.' This incident
occurred in Sharsha, Jessore. Many farmers in this region had taken loans with
high interest from Grameen Bank. They hoped to repay the loans with the
proceeds from the new harvest. However, the devastating flood of 98’ ruined
everything. The farmers went to the Grameen Bank's office, hoping that at least
during the famine, they would be exempted from repaying the installment of the
loans. But the district office of Grameen Bank informed them that this was
beyond their authority. The burden to repay the loans intensifies on the people
affected by the wrath of the flood. Not only in Jessore but borrowers of
Grameen Bank all over the country were in dire straits. Many local Members of
Parliament from various areas brought this issue to the attention of the
Finance Minister. Considering the overall situation, the Finance Minister
instructed all NGOs to waive or to refrain from receiving it immediately.
Several small lending institutions like ASA, Proshika and several other
micro-credit institutions followed the government's directive. They waive one
month's interest during floods. Deferred payment of installments for two
months. But 'Grameen Bank' refuses to comply with the government's decision. In
this context, Dr. Muhammad Yunus, the Managing Director of the Grameen Bank,
describes how the bank's operations will be adversely affected due to a certain
decision. Without waiting for the government's decision or response, the
organization sends letters to all regional offices to maintain the previous
practice of collecting loan installments without any disruption. At this time,
a special team (force) was formed under the initiative of Grameen Bank to
collect the installments. Powerful, muscular youths from the area are recruited
into this team. They started threatening the borrowers by going door to door.
Then, they forcefully confiscate household items like rice or other assets if
necessary. They were often physically tortured to collect the installments. And
legal charges against the borrowers were frequent. From August 1998 to January
1999, Grameen Bank filed around 13,000 cases across the country to recover
installments. At least two hundred poor farmers were arrested in these cases.
They were taken to the police station and court with a rope around their waist,
as if they were any violent criminals. At that time, many farmers fled from
their land to escape the oppression of Grameen Bank. Rustam Mandal was a victim
of such ruthless exploitation. The news reported that Rustam Mandal had five
due weekly installments. Unable to pay the installment, a case was filed and an
arrest warrant was issued against him. Unable to find a way out, Rustam Mandal
committed suicide.
Rustam
Mandal was not the only victim. During the challenging period following the
flood, numerous farmers across the country resorted to taking their own lives
due to their inability to pay the installments of Grameen Bank. Mirza Azam, a
young member of parliament raised the issue in the national parliament on a
'point of order'. He stated, 'It's inhumane and unjust to drag a farmer to the
brink of suicide for a mere 200 taka.' He demanded the withdrawal of these
cases against the farmers. Mirza Azam also alleged that those who are
committing 'suicide' due to the inability to repay loans are essentially being
killed. After this issue was raised in the National Parliament, a heated
discussion ensued.
At
this time, a statement was issued from Grameen Bank led by Dr. Yunus. In the
statement, Grameen Bank completely denied allegations of harassment against
farmers. At the end of the statement, it was written that, "The law is
equal for everyone. There is no opportunity to differentiate the law for any
special individual." After 25 years, that incident has resurfaced before
my eyes, with Dr. Yunus at the center of international outrage and concern. On
August 17th, former U.S. President Barack Obama expressed his concern about Dr.
Yunus is being harassed. The letter, kept secret for 10 days by Dr. Yunus, was
published on August 27th by the 'Yunus Center.' On that day, 34 members of the
country's civil society expressed their concern about the government's actions
towards Dr. Muhammad Yunus. The next day, 160 prominent personalities from
around the world, including Nobel laureates, collectively wrote an open letter
urging the suspension of ongoing legal proceedings against Dr. Yunus. A day
later, Hillary Clinton declared on Twitter a formal battle against the
Bangladesh government on Dr. Yunus's behalf, calling on world leaders to stand
by him. As I read this passage with deep concentration, the scene of Rustam
Mandal's house flashed before my eyes. At that time in 1998, I used to program
an investigative report called 'Perspective' on Bangladesh Television. Based on
those news reports I did an episode on installment payment harassment. I had visited
the home of Rustam Mandal in Jessore. As they could not pay the installments,
the tin roofs of the house were taken away by the people of Grameen Bank.
Rustam Mandal's daughter was pale, in despair. His wife, a widow, was grieving
deeply. In an interview with the regional manager of the Rural Bank in Jessore,
he said, ‘There is no option to withdraw the case.’ International pressure to
withdraw the case against Dr Yunus. And after the death of Rustam Mandal, there
is a legal excuse to continue the case of collection of installments. What is
the truth? Is the law equal for everyone?
Article
27 of the Constitution of Bangladesh states, "All citizens are equal
before the law and entitled to equal protection of the law." So, why two
different policies for Dr. Yunus and Rustam Mandal?
Former
Attorney General Advocate Aminul Haq Amin used to fight against the allegations
of corruption against Ershad. On the day he passed away, he had gone to the
Appellate Division of the Bangladesh Supreme Court in the morning to oppose the
bail in a corruption case against Ershad. At that time, this fearless
individual became agitated. He said, ‘If a farmer cannot pay 10-taka
installment, they tie rope around their waist and send them to the jail. Due to
a lack of money, that farmer cannot go to court. And by embezzling crores of
state money, big crooks hire barristers and get out through loopholes in the
law. This is not justice.' As he was leaving the Appellate Division, he
suffered a heart attack and passed away. I remembered the words of Advocate
Aminul Haque again in the lamentation of some prominent people about Dr. Yunus.
The statement made by 160 world-renowned personalities on behalf of Dr. Yunus
has been published on their website by Chicago-based public relations
organization "Cision PR". These 160 individuals have been invited to
sign a declaration through a contact form on the website. Cision PR is one of
the renowned global communication firms, headquartered in the United States.
The firm specializes in promoting any brand, company, organization, or
individual skillfully. It has branches in 170 countries worldwide and
communicates in 40 different languages. This organization works on enhancing
the image of over a thousand clients. My question is, who gave them the
responsibility of getting the signatures of so many prominent people to prepare
such a statement on behalf of Dr. Yunus? How much did it cost? Earlier, a
statement of 46 people on behalf of Dr. Yunus was published in the form of an
advertisement in an influential media of the United States. Crores of money
were spent on that advertisement campaign. is Dr. Yunus trying to influence the
judiciary with money? Why can't a case be filed against him? Is he above the
law? Earlier, the Nobel Peace Prize winning economist had fought in several
cases. Those cases were filed by Dr. Yunus himself. Due to crossing the age
limit, he was sent to retirement from the position of managing director of
Grameen Bank. He challenged the government's decision and had faith in the
judiciary at that time. Why is it different now?" However, Dr. Yunus lost
in that case. The Supreme Court of the country declared the government's
retirement notification valid.
In
the fiscal year 2020-21, Dr. Yunus donated all the money from his personal
account to the Yunus Trust. NBR (National Board of Revenue) claimed a 15%
donation tax during that time. Dr. Yunus objected to making this donation and
filed a case against NBR. On May 31st, Dr. Yunus lost in three income tax
reference cases. He then deposited over 12 crore taka (more than 120 million
taka) to NBR through a pay order. Now the workers of Grameen Telecom have filed
a case alleging violation of labor laws. Now the workers of Grameen Telecom
have filed a case alleging violation of labor laws. Dr. Yunus wanted to settle
the case out of court with money. Money transactions were also done in illegal
ways. The case has reached the Supreme Court and now proceeding in the Labor
Court on the order of the Supreme Court. Dr. Yunus has filed a case, and there
are no issues with that. However, when the workers file a case, there is a problem.
What kind of justice is this! I believe most of the people who signed the
petition to stay the case against Yunus do not know a single thing about it.
They have been misled into this matter. Former American First Lady and
Secretary of State Hillary Clinton has a separate bias towards Dr. Yunus. She
is always enthusiastic about doing something special for Dr. Yunus. When Dr.
Muhammad Yunus retired from the position of Managing Director of Grameen Bank
in Bangladesh, she violated all protocols and called the Prime Minister of
Bangladesh. United States always talks about the rule of law. However, they
themselves often ignore the rule of law for their own interests. They
constantly talk about human rights in the United States. But they do not
consider it a violation of human rights to deny workers their rightful wages.
So, does the rule of law mean granting freedom to individuals like Dr. Yunus
who are loyal to the United States?
Writer:
Editor in chief, Bangla Insider
Email:
poriprekkhit@yahoo.com
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